I Was Contacted by XtraRide (Portfolio Financial Servicing Company)

XtraRide is distributed through credit unions and dealerships, not unsolicited direct mail or robocalls. If you received an XtraRide offer, it likely came through your credit union. Verify through the institution directly.

How to Verify Legitimacy

A legitimate contact from XtraRide (Portfolio Financial Servicing Company) will:

  • Provide a written service contract with coverage details
  • Identify the administrator and underwriter
  • Include a callback number matching XtraRide (Portfolio Financial Servicing Company)'s official website
  • Not use pressure tactics or "final notice" language

Related

Frequently Asked Questions

My credit union offered me XtraRide -- is it legitimate?

Yes. XtraRide distributes through credit unions and is a legitimate product. Compare coverage terms and costs against other options before purchasing.