Is Universal Auto Care a Scam?

Universal Auto Care is a vehicle service contract administrator based in Scottsdale, Arizona. The company sells through dealerships and online channels and holds an A+ BBB rating. Coverage is accepted at any licensed repair facility. Universal Auto Care is part of the Arizona-based VSC administrator cluster and has operated for over a decade. Consumer complaints in the BBB record are low in volume and relate primarily to coverage scope questions on wear items.