Is IWA (International Warranty Associates) a Scam?

International Warranty Associates (IWA) is a vehicle service contract administrator based in Scottsdale, Arizona, in operation since 1994. IWA distributes its products primarily through franchised dealerships and credit union partnerships rather than direct consumer marketing. The company holds an A+ BBB rating. Coverage under IWA plans is accepted at licensed repair facilities. IWA is part of the Arizona-based VSC administrator cluster that includes several other companies in the Scottsdale market.