Is Guardian Warranty Corp a Scam?

Guardian Warranty Corp is a vehicle service contract administrator headquartered in St. Peters, Missouri. The company distributes vehicle service contracts through dealer networks and direct-to-consumer channels. No state or federal regulatory enforcement action is documented against Guardian Warranty Corp as of the last verification date. Consumer complaints focus on claim authorization timelines and coverage exclusion disputes. Plans are accepted at licensed repair facilities. As with any VSC purchase, consumers should verify the specific repair facility network and review the exclusion list before signing.