Is American Guardian Warranty Services a Scam?

American Guardian Warranty Services Inc (AGWS) is a vehicle service contract administrator headquartered in Schaumburg, Illinois. The company distributes plans through franchised dealerships and agent networks. No state or federal regulatory enforcement action is documented against AGWS as of the last verification date. The BBB records an A+ rating. Consumer complaints are below average for the category and focus on claim authorization timelines. AGWS operates as part of the American Guardian group of companies providing F&I products.